NSW Commission Report

What NSW sellers pay their agent, by region.

Version 1, September 2026, modelled from published ranges and blended with the quotes sellers report to FIND:HOME; Sydney median from the Cotality Home Value Index, April 2026.

What NSW sellers pay, by region

Commission in NSW is negotiated, not regulated, and it varies with the region more than with the agency. In inner Sydney and the eastern suburbs the typical rate sits around 1.87%; in regional NSW it is commonly 2.82% or more, because the sale prices are lower and an agent's time is not. On a $1,292,157 home, which is Sydney's median dwelling value (Cotality Home Value Index, April 2026), the typical inner Sydney commission comes to $24,163 before marketing.

The four bands below group NSW postcodes by the ranges published for them. Every figure is a modelled typical, with the range agents commonly quote, and the marketing spend that comes on top.

Band	Typical	Range	Marketing	On $1,000,000	On $1,292,157 (Sydney median)
Inner Sydney and Eastern Suburbs	1.87%	1.5% to 2.3%	$6,000 to $18,000	$18,700	$24,163
Greater Sydney	1.87%	1.8% to 2.5%	$4,000 to $12,000	$18,700	$24,163
Central Coast, Newcastle, Hunter, Illawarra	2.27%	2% to 2.9%	$3,000 to $8,000	$22,700	$29,332
Regional NSW	2.82%	2.5% to 3.5%	$2,500 to $6,000	$28,200	$36,439

What sellers report

No band has enough quotes yet for its own table; 35 quotes have come in so far, and each one already nudges the typical rate above. A band appears here once it has enough, with the median, the middle half of the quotes and the count. Self-reported quotes submitted to FIND:HOME, not a market survey.

The marketing fee, which most people forget

Commission is what the agent earns. Marketing is what the seller pays for photography, the portal listing, the signboard, the copywriting and the print, and it is usually invoiced whether or not the home sells. In Sydney it commonly runs $4,000 to $12,000; premium campaigns in the eastern suburbs run higher. Ask for the marketing schedule as a separate line before signing an agency agreement.

What the commission buys

A good agent brings an existing database of buyers, negotiates on your behalf, runs the open homes and, where it suits the property, the auction. They read the market for the pricing conversation, and they carry the process when the sale gets awkward. For many sellers that is worth the fee, and the fee is negotiable, especially on higher-value homes and in a rising market.

What the commission does not buy is the contract, the prescribed documents or the conveyancing: those come from a solicitor or conveyancer and are paid for separately, agent or no agent.

Methodology

Version 1 of this report is modelled from published commission ranges. Each band's typical rate is then blended towards the rates sellers tell our calculator they were quoted, weighted by how many quotes the band has (35 quotes with a rate so far, after test rows, duplicates and outliers are set aside). A band with few quotes stays close to the model; a band with many moves to what sellers actually report. Self-reported quotes submitted to FIND:HOME, not a market survey.

Bands are assigned by postcode. Band-level median sale prices are not yet available, so the table shows each band's typical commission on a round $1,000,000 sale and on the Sydney median dwelling value.

Try the numbers on your own home with the calculator; the optional "what has an agent quoted you?" field is how the primary data is collected.

Based on 1.85% commission on Sydney's median dwelling value of $1,292,157 (Cotality Home Value Index, April 2026). Sydney commission commonly ranges 1.8% to 2.5%; regional NSW commonly 2.5% to 3.5%. Marketing costs are separate.

Modelled from published NSW commission ranges (REINSW commission survey 2025-26; OpenAgent; Cotality). Commission is not regulated in NSW. This is an estimate, not a quote.